What is an EBT Card?

Quite simply defined an Electronic Benefit Transfer card or EBT for short, is a technology that enables state food stamp departments to issue benefits using a payment card with magnetically coded information on it. These are most typically used for Food Stamp Programs.

The Two Main Types of EBT Cards

In the United States there are two main types of EBT Cards that are issued to recipients: food stamps and cash benefits. Food stamp EBT cards are usually issued by the federal government and can only be used to buy groceries and non-alocholic beverages. These cards are issued via the Food Stamp Program which used to use physical

food stamps instead of ebt cards. For more information about how to use these cards go to the Food Stamp Program page at http://www.fns.usda.gov/snap/ebt/

Cash benefits are usually issued from the state and include general assistance, refugee and Temporary Assistance for Needy Families (TANF). You can find out more by going to the Adminstration for Children and Families website at http://www.acf.hhs.gov/programs,

How Do EBT Cards Work for Food Stamps?

EBT cards only work with purchasers who have made an agreement with the food stamp program. The owner of the card can use it to purchase food or make a cash withdrawal.

To apply for food stamps and obtain an EBT card you can do so online or at your local food stamp office. Once you are determined eligible, an account is established in your name and the benefits are deposited onto your EBT card every month. You are issued a plastic card plus a PIN (personal identification number) that gives you access to the system.

All states have systems that utilize magnetic strip cards and authorize online transactions. The card’s electro-magnetic strip with encoded information is read and then an authorization or denial of withdrawal is sent back to the retailer. No money or cash EVER changes hands. This type of exchange works well with recovering gamblers or addicts who may squander actual cash. This way the receiver can only buy food.

Not all EBT cards for food stamps are issued on the same day. Many states issue benefits on monthly dates that are the same as the recipients’ dates of birth. For instance, if you were born on the 7th, then your benefits will be issued on the 7th.

For more specific information about Food Stamps and EBT Cards visit  http://www.fns.usda.gov/


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EBT Card Eligibility

EBT Card Eligibility:

An EBT Card is a means for individuals, that can’t afford to buy food for themselves, the help they need to pay for food for themselves and their family members. There are a few requirements in order to be eligible for an EBT Card. Below are the basic requirements that an individual will need to meet in order to qualify for an EBT card and/or food stamps.

Income Requirement:

The most important requirement that must be met is an income requirement. Households may have $2,000 in liquid funds such as cash, a checking account, stocks, bonds, etc. If at least one person lives with you that is older than 60 or is disabled the income allowance is $3,250. It is important to know that you can own a home and still be eligible for food stamps. Certain resources are not counted as part of your income such as Supplemental Security Income (SSI), Temporary Assistance for Needy Families (TANF) and most retirement (pension) plans. For more information on if you meet the income requirements visit: http://www.fns.usda.gov/snap/applicant_recipients/eligibility.htm

Employment Requirement:

Those individuals between 18 and 50 who do not have dependent children can only get food stamps for 3 months if they are…

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Important Things To Know About EBT Cards

Important Things To Know About EBT Cards:

If you find yourself in need of government assistance programs like food stamps, you should know that you will need to access your food stamp credits using an electronic benefits transfer (EBT) card, which looks a lot like a credit card. There are several important things to keep in mind about your EBT card .

The Difference Between EBT Cards and the Food Stamp Program

The food stamp program is called SNAP, which stands for Supplemental Nutrition Assistance Program. However, “EBT” is not another name for the program. It’s just the name of the card itself (electronic bank transfer). In reality, although some form of EBT cards used for food stamps exist in every state, they have different names in each state. For example, the EBT card used in California is commonly called a “Quest Card.”

What You Can Do with EBT Cards

Some people think that EBT cards used for food stamps only have that one purpose, but that isn’t the case. Other assistance benefits, such as from the Welfare program, can also be tied to your EBT card. Therefore, you may be able to do all of the following things with your EBT card, if you…

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Food Stamp and EBT Card Application Process

Getting an EBT Card is very simple. To apply for an EBT Card all you need to do is contact your local food stamp office. You can get a form online or you can get it in person. There is a national map of the United States on the USDA Food and Nutrition Service at http://www.fns.usda.gov/snap/outreach/map.htm that you can click on. This tells you the location of each office. Each office, usually located in a major city, also has a toll-free number listed. If there is not an office close by you can also access the contact information of groups that do food stamp outreach programs in your area.

The Application Process:

There is an internet tool at www.snap-step1.usda.gov. This can help you determine your eligibility for the program. If you do not have a computer then use one at your local library. Some social service offices also have available computers for applicants.

Once you know that you are eligible visit your local SNAP office and pick up the application form. You can find this in the phone book blue pages under “Human Services” or Social Services.” If you still cannot find the office then call the toll-free national…

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10 Things To Know About an EBT Card

10 Things To Know About an EBT Card

Most people know what an EBT Card or food stamps are but there are ten very important things that everyone using a card should know.

What is an EBT Card?

An EBT Card is how you receive your food stamps and other benefits, depending on your state. The EBT Card is used so that you can buy food for yourself and your family if you are not able to buy food currently.

What Can an EBT Card Be Used For ?

  • Food
  • Plants or seeds to grow food

What Can EBT Card NOT Be Used For ?

  • Pet food
  • Alcohol
  • Vitamins and medicines
  • Any food eaten in the store
  • Hot foods

What Is an EBT Card Pin?

PIN is a personal identification number that verifies that you are eligible to use an EBT Card. It is like a lock combination so that only you have access to the funds for food.

How Do I Get My EBT Card Pin?

When you apply for an EBT Card you will be asked to set the PIN on your EBT Card. It is any four single digit numbers that you want it to be.

Can I Withdraw Money From My EBT Card?

No. If you ask for cash back when making a purchase,…

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