Important Things To Know About EBT Cards:
If you find yourself in need of government assistance programs like food stamps, you should know that you will need to access your food stamp credits using an electronic benefits transfer (EBT) card, which looks a lot like a credit card. There are several important things to keep in mind about your EBT card .
The Difference Between EBT Cards and the Food Stamp Program
The food stamp program is called SNAP, which stands for Supplemental Nutrition Assistance Program. However, “EBT” is not another name for the program. It’s just the name of the card itself (electronic bank transfer). In reality, although some form of EBT cards used for food stamps exist in every state, they have different names in each state. For example, the EBT card used in California is commonly called a “Quest Card.”
What You Can Do with EBT Cards
Some people think that EBT cards used for food stamps only have that one purpose, but that isn’t the case. Other assistance benefits, such as from the Welfare program, can also be tied to your EBT card. Therefore, you may be able to do all of the following things with your EBT card, if you qualify:
- Purchase Groceries with SNAP (Food Stamp) Benefits
- Withdraw Cash (Welfare or Other Assistance Money) from Your Account at an ATM.
- Get Cash Back (Withdrawn from Your Benefits Account) When You Use Your Card to Make Purchases
However, there are limits on how many free withdrawals from your benefit account you can make. After that, you may be charged. So, if you are able to use your EBT card for cash benefits as well as food stamps, be sure to check your state’s cash withdrawal rules.
How Often Your Card Is Credited
Your EBT card will be credited once each month according to how much assistance you are eligible for. However, if you are part of both the food stamp and cash benefits programs, those benefits may be deposited on separate days.
For example, in the state of Florida, cash benefits are deposited into EBT accounts on the third day of the month. However, food stamp benefits are not deposited until the fifteenth day of the month. Each state has a different deposit schedule. If you are unsure of your state’s schedule, call the state’s hotline or consult their assistance website.
Finally, you should know that there is plenty of customer support available for those who have EBT cards used for food stamps. If your card is damaged or lost, you can request a replacement. You can also call at any time to find out what your balance is. So, you shouldn’t have to worry about long delays in your EBT service just because of a small problem.